Payment OPTIONS

Life can be blissful when you have options to suit your convenience.

Indiwear offers a huge bouquet of 200+ payment options including the 6 major Credit Cards, 100+ Debit Cards (All MasterCard /Visa /Maestro /RuPay Cards), Amex EzeClick, Transferwise payments, 53+ Net Banking, 16 Prepaid Instruments, and up to 12 Multi Bank EMI options.

Credit Card

We accept most credit cards like Visa, Mastercard, RuPay, American Express, Diners Club International, eZeClick and JCB.

Note: Some US based customers might notice temporary authorizations on your card account when using a credit card. Please contact your bank to authorize your payment before you initiate online transaction.

Debit Card

We accept almost all Debit Cards issued by a bank in India e.g. Visa Debit Card issued in India (VBV), MasterCard Debit Card issued in India (MSC), Maestro Debit Card, Rupay Debit Card.

Note: Debit Card is NOT a valid payment method for customers outside India and may get declined during transaction.

Net Banking

A straightforward online payment method, Net Banking is one of the most popular payment method thanks to the inbuilt trust between customer and bank.

Note: Netbanking payment option is valid for customers with Indian bank accounts.

Prepaid Instruments (Mobile Wallets)

Thanks to the evolution of digital payments there are several ways to pay with the help of your smartphones. Mobile wallets are digital instruments where you can store money for instant payments. We accept Aircel e-money, FreeCharge, ICashCard, Idea Money, Itz Cash Card, Jana Cash Wallet, JioMoney, MobiKwik, Oxicash Prepaid Card, PayWorld Money, PayMate, Paytm Wallet, PayZapp, SBI Buddy Wallet, Scan N Pay, The Mobile Wallet and Ziggit by IDFC Bank.

IMPS

Immediate Payment Service (IMPS) is an instant real-time inter-bank electronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service. Unlike NEFT and RTGS, the service is available 24/7 throughout the year including Sundays and bank holidays.

EMI

EMI is one of the payment methods available on Indiwear.com for customers in India. It allows you to pay for your orders in easy monthly installments. EMI as a payment method is only available from slected banks. During the payment checkout phase, if your purchase is eligible for EMI and if you have a credit/debit card from any of the eligible banks, you will automatically see the EMI options.

Transferwise International Transfer

TransferWise.com, is a safe, fast and hassle-free method to transfer money to us if you live outside India and don’t own a credit card or do not wish to use a credit card?

Making transfers is easy. Go to the TransferWise website, type in your and our bank details and how much you want to transfer. Choose your local currency (USD / EUR / GBP etc.) and recepient currency as INR. You can then either type in your debit card details or send the money to TransferWise from your online bank account. You will receive a confirmation email when the money has been received. Most transfers happen the same day – it normally takes a bank twice as long.

Fees for sending USD to INR (Up to 10000 USD): 0.9% (minimum fee: 2.7 USD)
Fees for sending GBP to INR (Up to 10000 USD): 0.7% (minimum fee: 2 GBP)

No other hidden charges. Our bank details here:

A/c Name : Indiwear
A/c No. : 33839289573
IFSC Code: SBIN0017265
Email: hello@indiwear.com

For more information visit https://transferwise.com/ or download their App on App Store or Google Play.

Frequently Answered Questions

We’ve compiled a list of questions and answers related to payments that are frequently asked by our customers. These FAQs are just a starting point; for more information, we suggest you to contact us or initiate a Live Chat.

Payment related

Which payment methods are accepted?

Customers having an Indian bank account can pay using ATM / Debit card, Credit Card, Netbanking, UPI Payments, eWallets, etc. We also accept cash deposit or payment via Bank Transfer (NEFT, RTGS or IMPS).

Customers outside India can pay using a valid credit card (Visa / Mastercard / Amex).

Customers outside India, not owning a credit card, can also use www.transferwise.com to transfer payment to us. For more information on accepted payment methods click here

My credit card is being declined. Why?

The embarrassment of having your credit card declined is bad enough -- but why did it happen? There are many reasons why a credit card payment can be declined. We have listed the common reasons for such a refusal of payment.

Incorrect data: If you have entered a wrong billing address while buying a product online, or if you have entered a wrong credit verification value (CVV) or a wrong code for 3D secure password, the transaction will be declined.

Paying using non-Indian card: If so, please contact your card issuer bank and explain them that you are trying to purchase from Indiwear.com - an online store. They should approve the transaction. Your banks might block your cards for security issues for international transactions.

Credit Limit: There's a a fixed credit card limit (the maximum amount you can spend on your card preset by the issuer during the issuance), which if you cross or are very close to crossing could cause decline of payment.

Uncommon purchase: You have only used your credit cards to make bill payments online and suddenly you buy an expensive jewelry of Rs 50,000, this transaction will be rejected even if you have enough credit limit. The reason why such a purchase can be declined is because your credit card company thinks that it is unusual for you to do such a purchase.

Unknown location: If you live in US and if there is a credit card payment in, let's say, Russia. This transaction will be declined, because historically, all your swipes have been in US, the lender will assume it is fraudulent transaction. So if you are travelling abroad, it is a wise step to call your credit card company and inform them about your scheduled trip.

Different currency: If you have always made bought in dollars and suddenly if you use your card to buy an outfit online in rupees that too with a heavy amount, this transaction might be declined. Call your credit card company and give them a heads up before making such a purchase.

Card payment not going through. I'm getting Card bin stop listed message.
Card bin stop listed means that the BIN number (a part of your card number) is among a list of black-listed on account of fraud threat. There have been a series of card related frauds in international cards, as a result of which certain bins have been marked as suspect. BIN -- short for Bank Identification Number -- is the first six digits of the card, signifying which network and bank the card comes from.In case your card is not being accepted on Indiwear for order payment you can choose an alternate mode of payment listed here.
How secure is shopping? Is my data protected?
Indiwear uses the most powerful secure socket layer (SSL) for encrypting customer data during transactions. To put this into non-technical terms, it would take 340,000,000,000 years for today's fastest computers to crack SSL.
How to resolve Authorization Failed: Do Not Honor
If you got the "Authorization Failed: Do Not Honor" error during trying to make payment with your credit or debit card first of all you can try to:
  • wait 30 minutes
  • use a different browser or clear cookies and restart the browser so that a new purchase session is used when you replace the order.
  • be sure you have entered correct CVV/CVC code !

The information passes validation on our end and an actual authorization request is sent but the bank is declining the authorization. The most common cause for this error is that Indiwear is located in India (outside of the country that your bank is located in) so it is showing up as an international transaction.

How to resolve the issue:

Contact the bank and let them know that you want the transaction to go through (they will be able to see the authorization attempts) and then replace the order.

If you still receive problems then your purchase session is probably locked because of previous declines. You must wait 30 minutes, use a different browser or clear browser cookies and restart browser so that a new purchase session is used when you replace the order.

I live outside India and don’t own a credit card? How do I pay?

You can use TransferWise.com, a safe, fast and hassle-free method to transfer money to us. Making transfers is easy. Go to the TransferWise website, type in your and our bank details and how much you want to transfer. You can then either type in your debit card details or send the money to TransferWise from your online bank account. You will receive a confirmation email when the money has been received. Most transfers happen the same day – it normally takes a bank twice as long.

Fees for sending USD to INR (Up to 10000 USD): 0.9% (minimum fee: 2.7 USD)
Fees for sending GBP to INR (Up to 10000 USD): 0.7% (minimum fee: 2 GBP)

No other hidden charges.

Our bank details here:

A/c Name : Indiwear
A/c No. : 33839289573
IFSC Code: SBIN0017265
Email: hello@indiwear.com
For more information visit https://transferwise.com/ or download their App on App Store or Google Play.